Thank you for expressing an interest in Smile Bright Dental Plan. We have been serving the Valley and the Phoenix Metropolitan area since 1991 with 80,000 members in Maricopa County.
Most dental insurance companies in Arizona will cost, on the average, $30.00 to $50.00 a month and will limit your benefits to only $1,000 to $1,500 per year, per person. After the maximum benefit has been paid, you are to pay for all of your dental needs on your own. In today’s high cost of dentistry, if you crack a tooth and need a root canal and a crown, in fact it will cost you out of pocket (after insurance) about $1,000 for 1 tooth!! There are also pre-existing conditions and deductibles to meet. This is not what we, the consumer, intend as insurance. So many of us think that the higher your insurance premiums are, the more coverage you have. This is not the case when it comes to the dental insurance industry.
For dentists, the dental insurance industry is also problematic. A dentist has to advertise to retain a patient who may have dental insurance. On top of the cost of advertising, the dentist has to bill the patients’ insurance company, which is an expense with all the “red tape”; if the patient exceeds their limit during the year, then the patient may not be able to afford the out of pocket expense and not do any work at all! This is discouraging to a dentist as well. And thus, we have the birth of discount dental plans.
We look forward to serving you and keeping your smile bright!